The Mortgage market

The Mortgage market is wide and varied. You probably already have a good idea of what is needed to apply for a mortgage, but, are you prepared for it? We, at IMS Mortgages have a wealth of knowledge and experience in dealing with 1st Time Mortgage Buyers and most importantly Mortgage providers.

Pre-Application

At IMS Mortgages it is our policy to spend some time getting to know our clients. What your needs are and your current financial situation. Once we have a good idea of your requirements we will formulate a financial plan with your input and agree upon a course of action.

Application

We will package your Mortgage Aplication and present it to the most suited Mortgage provider on your behalf. We will negotiate for you, taking the stress off your shoulders, allowing you the time and space to carry out your search for that dream home.

Drawdown

At every stage of the Mortgage process we are there with you to carry the load. Once you have Approval In Principal and have found your dream home we will liase between all parties to ensure the Drawdown of funds goes as smoothly as possible.